Texas uses impairment income benefits (IIBs), not a body-part schedule: 3 weeks of benefits per percentage point of your whole-body impairment rating, paid at 70% of your average weekly wage, capped at the state maximum.
Texas pays 70% of your average weekly wage (not the two-thirds most states use), capped at $890/week for impairment income benefits.
| Item | Value |
|---|---|
| IIB weekly maximum (FY Oct 2025–Sep 2026) | $890 |
| TIB (temporary) weekly maximum | $1,271 |
| Formula | 3 weeks × each impairment point, at 70% of AWW |
| Attorney fee cap | 25% of recovery (Labor Code §408.221) |
A comp settlement trades future benefits for a lump sum. Three checks first: does the settlement close your future medical rights (a fair-looking number can be terrible if it does)? Is your impairment rating solid — insurer doctors rate low, and you can usually challenge with an independent exam? And was anyone besides your employer involved — because a third-party claim pays pain and suffering that comp never does.
Texas uses impairment income benefits (IIBs), not a body-part schedule: 3 weeks of benefits per percentage point of your whole-body impairment rating, paid at 70% of your average weekly wage, capped at the state maximum. Settlements then negotiate around that formula number — down for present-value and disputed ratings, up when the insurer wants to close future medical exposure.
IIB weekly maximum (FY Oct 2025–Sep 2026): $890 · TIB (temporary) weekly maximum: $1,271 · Formula: 3 weeks × each impairment point, at 70% of AWW · Attorney fee cap: 25% of recovery (Labor Code §408.221)
Not your employer, in most cases — comp is the exclusive remedy. But if anyone else contributed to the injury (a negligent driver, a defective machine's manufacturer, a subcontractor), a third-party claim can pay full damages including pain and suffering, alongside the comp claim. That's the most commonly missed money in work-injury cases.
25% of recovery (Labor Code §408.221)