Every substantive change to this site's content, formulas, or legal data gets an entry here — what changed, and when. Laws and rates change; a site that quotes them should show its maintenance in public.
Homepage expansion: six new sections
The settlement formula written out in full — the multiplier method disclosed right on the homepage, linked to the methodology.
An honest 'average settlement amounts' section: the multiplier bands applied to a worked example across all five severity levels, with the truth about why no verifiable average exists.
A rules-by-state section linking every published state page with its fault rule and filing deadline.
Three cited settlement examples (Liciaga, Werner, Johnson) with links to the court opinions.
A gross-vs-net breakdown showing what a $48,000 settlement actually pays after fees, costs, and liens.
Four new FAQ answers matching the questions people actually search — amounts, timing, taxes, and what makes a good offer.
New homepage title and description targeting 'personal injury settlement calculator' with the year kept current automatically.
Social share images for every page
Every page now ships a custom Open Graph image in the Range-band style — four variants: calculators, state law pages (showing that state's actual fault rule and filing deadline, read from the same verified data the page uses), guides, and hub pages.
Share previews on messaging and social platforms now show the page's headline and the range motif instead of a bare link.
New brand mark: the Range
Adopted the site's logo — a range selected between two handles, the low and the high of an honest estimate. It replaces the placeholder glyph in the header, the printed reports, and the browser icon.
Shipped the full icon set: favicon (16/32/48), SVG favicon, Apple touch icon, and PWA icons.
Ran a full-site audit (word counts, titles, descriptions, canonicals, schema, internal links, orphans, sitemap parity) before deployment — zero broken links and zero orphaned pages found.
Expanded the five original guides (car accidents, workplace injuries, motorcycle, dog bites, medical malpractice) from ~380 to ~700+ words each: a fourth substantive section apiece, three FAQs each with FAQ schema, breadcrumbs, and cross-links into the newer cluster pages.
Strengthened the injuries/scenarios/insurers hub pages with substantive guidance intros.
Trimmed over-length titles and meta descriptions on the state templates and the six worst standalone pages.
State batch 2: California, New York, Illinois, Michigan, New Jersey — all statute-cited
Ten new pages (injury + workers' comp per state), every rule verified against primary sources before publication.
Verification highlights: California's MICRA caps at their 2026 values ($470k/$650k) and Prop 213's uninsured-driver bar; New York's serious-injury threshold and current $1,222.42 comp maximum; Illinois's no-caps case law (Best, Lebron) and the 25% joint-liability rule; Michigan's post-2019 no-fault system and wage-loss comp model; New Jersey's new 35/70/25 minimums (effective 2026), the post-2020 hand/foot schedules, and the comp fee cap's 2024 rise to 25%.
Corrections over commonly published figures are noted on the pages themselves (e.g., NJ's outdated 245/230-week schedules, California's $290 PD rate vs. its $1,764 TTD maximum).
Week 4: wrist, ankle, emotional distress, drunk-driver, and pedestrian pages
Wrist injuries — the scaphoid trap (the ER's most-missed fracture) and CRPS awareness, honestly banded.
Ankle injuries — why 'just a sprain' undersells ligament damage, and the weight-bearing joint's arthritis pricing rule.
Emotional distress — the two-track analysis (riding a physical injury vs. standalone claims) and the IRC §104 tax line most pages skip.
Hit by a drunk driver — punitive damages with the state cap exceptions cited (Georgia's and North Carolina's DUI carve-outs), dram shop, and the collectability check.
Pedestrian accidents — the jaywalking myth, and the most-missed money: your own auto policy's UM/PIP coverage follows you on foot.
Week 3: five more injury calculators — hand, fractures, shoulder, spinal cord, TBI
Hand injuries — function-based banding, the dominance/occupation premium, and the comp-schedule crossover (244 federal weeks).
Broken bones — the 'cleanest claim' analysis: objectivity dividend, hardware tiers, and why joint fractures must price post-traumatic arthritis before release.
Shoulder — the degenerative-tear counterargument, the overhead-work premium, and Iowa's 400-week schedule signal.
Spinal cord — catastrophic-tier framework where the life-care plan drives value, anchored to the cited Liciaga v. NYCTA outcome.
Concussion & TBI — the invisible-injury playbook: neuropsych testing as the proof, collateral witnesses, and the work record as economic evidence.
Medicare & your settlement — the 42 CFR §411.37 repayment calculator (Medicare's fee-sharing reduction computed line by line), with the CMS options verified against current documents: the $750 threshold (2026) and the 25% fixed option — whose cap CMS raised to $10,000 in 2023, a correction to what most sites still publish.
Medical liens — the five claimant types with controlling authority cited (Texas & California lien statutes, US Airways v. McCutchen, Arkansas DHS v. Ahlborn) and a worked negotiation example.
Lawyer fees, worked — contingency tiers, the gross-vs-net clause arithmetic, and the statutory caps we've verified, cross-linked to the state comp pages.
Recorded statements — the own-insurer vs. other-insurer decision rules with word-for-word declines.
Demand letter builder — the full letter generated on-device with bracketed placeholders for personal details; no email gate, nothing transmitted.
Week 1 complete: million-dollar anatomy, demand anchoring, and the 'average settlement' truth
What makes a million-dollar case — the four ingredients (permanence, economic base, liability, collectable defendant), shown with the verified case bank and a worked seven-figure valuation.
How much to ask for — a demand-anchor calculator that computes your band, walk-away target, and a 1.4–1.75× opening anchor with the reasoning printed.
The truth about 'average settlements' — why no verifiable average exists, a labeled illustration of mean-vs-median skew, and the input-based math to use instead.
Process cluster launched: timeline estimator + real cited case examples
Published /process/ — the hub for how settlements actually work.
Settlement timeline page with an interactive stage-model estimator (disclosed planning ranges, summed for the stages your claim has — presented as a model, not a statistic).
Real settlement & verdict examples page: ten publicly documented cases, every amount linked to the court opinion or primary report (all sources fetched and verified today). Includes the honest caveats most sites omit: verdicts get reversed (Werner: $89.7M → $0) and reduced (Johnson: $289M → $20.5M), all public figures are gross, and ordinary five-figure settlements are confidential — so we say so instead of inventing them.
E-E-A-T infrastructure: citations in footers, breadcrumbs, editorial policy
Every page's cited sources now render in its footer, linked to the primary source.
Visible breadcrumbs added across all tool, state, injury, scenario, and insurer pages.
Published our editorial & verification policy and correction policy (/about/).
Added cluster hub pages for injuries, scenarios, and insurer guides.
This changelog created — every substantive content or data change is logged here from now on.
Insurer negotiation pages + the car accident settlement calculator
Published negotiation guides with embedded calculators for State Farm, Progressive, GEICO, Allstate, and USAA claims.
Published the full car accident settlement calculator page (instant, guided, and offer-check modes).
Configured static-export hosting.
Injury and scenario calculators
Published injury pages — neck, back, whiplash, soft tissue, knee, nerve damage, scarring, eye — each mapping the injury onto our disclosed multiplier bands with a preset calculator.
Published scenario pages: hit-and-run (UM mechanics), T-bone (fault evidence), and uninsured/underinsured motorist claims (consent-to-settle, stacking).
Upgraded the slip-and-fall guide to a full calculator page.
State pages: 10 states, every rule cited to its statute
Published injury-settlement and workers'-comp pages for Texas, Florida, Ohio, Georgia, North Carolina, Pennsylvania, Indiana, Oklahoma, Iowa, and Colorado.
All fault rules, filing deadlines, damage caps, insurance minimums, and comp rates verified against primary sources (state statutes and agency rate bulletins) — citations linked on every page.
Notable verifications: Ohio's general non-economic cap (ORC §2315.18); North Carolina's 50/100/50 minimums effective July 1, 2025; Florida's post-HB 837 rules; Colorado's HB24-1472 caps; Oklahoma's Beason decision.
Core calculators launched
Launched with the settlement estimator (instant, guided, and offer-check modes), pain & suffering (multiplier + per-diem), take-home, settlement tax (IRC §104), diminished value (17c), and workers' comp calculators.
Every calculator prints its arithmetic line by line, runs entirely in the browser, and stores nothing.
Published the full methodology with every formula disclosed and sourced.
Found an error?Corrections are part of the product. If any figure, statute, or rate on this site is wrong or out of date, tell us via the contact on the about page — verified corrections are fixed and logged here.