Michigan is a wage-loss state: general disabilities pay 80% of your after-tax average weekly wage while wage loss continues — there is no impairment-percentage schedule. A separate specific-loss schedule covers amputations and total loss of use.
Example (specific loss): total loss of use of a hand = 215 weeks × 80% of after-tax AWW, capped at $1,201/week (2026). For everything short of specific loss, Michigan pays while wage loss continues rather than by rating — settlements here negotiate the redemption of that open-ended wage stream, not a chart number.
The generic weeks-based calculator doesn't map cleanly onto Michigan's system, so rather than show you a misleading number, this page gives you the real formula and current rates below — and the worked example above shows exactly how to run your own.
| Item | Value |
|---|---|
| Weekly maximum (2026) | $1,201 (90% of the state average weekly wage) |
| Rate | 80% of after-tax AWW |
| Specific-loss schedule (weeks) | Arm 269 · Hand 215 · Leg 215 · Foot 162 · Eye 162 |
| System | Wage-loss for general disabilities — no PPD rating schedule |
A comp settlement trades future benefits for a lump sum. Three checks first: does the settlement close your future medical rights (a fair-looking number can be terrible if it does)? Is your impairment rating solid — insurer doctors rate low, and you can usually challenge with an independent exam? And was anyone besides your employer involved — because a third-party claim pays pain and suffering that comp never does.
Michigan is a wage-loss state: general disabilities pay 80% of your after-tax average weekly wage while wage loss continues — there is no impairment-percentage schedule. A separate specific-loss schedule covers amputations and total loss of use. Settlements then negotiate around that formula number — down for present-value and disputed ratings, up when the insurer wants to close future medical exposure.
Weekly maximum (2026): $1,201 (90% of the state average weekly wage) · Rate: 80% of after-tax AWW · Specific-loss schedule (weeks): Arm 269 · Hand 215 · Leg 215 · Foot 162 · Eye 162 · System: Wage-loss for general disabilities — no PPD rating schedule
Not your employer, in most cases — comp is the exclusive remedy. But if anyone else contributed to the injury (a negligent driver, a defective machine's manufacturer, a subcontractor), a third-party claim can pay full damages including pain and suffering, alongside the comp claim. That's the most commonly missed money in work-injury cases.
Fees are regulated and typically require approval — far lower than the standard injury contingency.
The multiplier method with Michigan's fault rule and deadlines applied.
Open →The generic scheduled-award formula with the federal reference schedule.
Open →Comp vs. third-party claims — where the missed money usually is.
Open →