The multiplier method with Pennsylvania's actual rules applied — modified comparative — 51% bar, a 2-year filing window — every statute cited and linked, every line of arithmetic shown.
Based on the multiplier method used by insurers and attorneys. This is an educational estimate, not legal advice — every claim is different.
You recover if your negligence is not greater than the defendants' (≤50%); the award is reduced by your share. — 42 Pa.C.S. §7102(a)
2 years — 42 Pa.C.S. §5524. The clock is jurisdictional — one day late and no court will hear the case.
Choice no-fault: policyholders elect limited tort (no pain-and-suffering recovery unless a 'serious injury' or an exception applies — e.g., a DUI defendant) or full tort. $5,000 first-party medical is mandatory. — 75 Pa.C.S. §1705; §1711
Minimum liability coverage: 15/30/5 — $15,000 per person, $30,000 per accident, $5,000 property damage (the lowest of any Tier-1 state). — 75 Pa.C.S. §1702 — policy limits are the practical ceiling on most settlements, which is why identifying every available policy (including your own underinsured-motorist coverage) matters.
A huge share of PA drivers carry limited tort for the premium discount — and it bars pain-and-suffering recovery for non-serious injuries. The exceptions (DUI defendant, out-of-state vehicle, pedestrian status) rescue many claims. The tort election on the policy is worth more than any other single fact in a PA soft-tissue case.
The same multiplier method used everywhere — (medical bills + lost wages) × a 1.5–5× severity multiplier + property damage — then Pennsylvania's fault rule is applied: You recover if your negligence is not greater than the defendants' (≤50%); the award is reduced by your share. The calculator on this page runs exactly that math and prints every line.
2 years (42 Pa.C.S. §5524). Miss the deadline and the claim is barred permanently, no matter how strong it is — and claims against government entities often have much shorter notice requirements.
Choice no-fault: policyholders elect limited tort (no pain-and-suffering recovery unless a 'serious injury' or an exception applies — e.g., a DUI defendant) or full tort. $5,000 first-party medical is mandatory.
Compensatory damages: No caps — including medical malpractice. Punitive damages: No general cap; med-mal punitives capped at 200% of compensatory (MCARE Act §505).