The multiplier method with Indiana's actual rules applied — modified comparative — 51% bar, a 2-year filing window — every statute cited and linked, every line of arithmetic shown.
Based on the multiplier method used by insurers and attorneys. This is an educational estimate, not legal advice — every claim is different.
You recover if your fault is 50% or less, reduced by your share. Caveat: claims against government defendants still use contributory negligence — any fault bars them. — IC §34-51-2-6
2 years — IC §34-11-2-4. The clock is jurisdictional — one day late and no court will hear the case.
At-fault state — no PIP.
Minimum liability coverage: 25/50/25 — $25,000 per person, $50,000 per accident, $25,000 property damage. — IC §9-25-4-5 — policy limits are the practical ceiling on most settlements, which is why identifying every available policy (including your own underinsured-motorist coverage) matters.
With provider exposure capped at $500k and the excess paid by the Patient's Compensation Fund up to the $1.8M ceiling, Indiana malpractice cases settle in two rounds against two different payers — and catastrophic value is ceilinged regardless of actual damages.
The same multiplier method used everywhere — (medical bills + lost wages) × a 1.5–5× severity multiplier + property damage — then Indiana's fault rule is applied: You recover if your fault is 50% or less, reduced by your share. Caveat: claims against government defendants still use contributory negligence — any fault bars them. The calculator on this page runs exactly that math and prints every line.
2 years (IC §34-11-2-4). Miss the deadline and the claim is barred permanently, no matter how strong it is — and claims against government entities often have much shorter notice requirements.
At-fault state — no PIP.
Compensatory damages: No cap in ordinary injury cases. Punitive damages: Greater of 3× compensatory or $50,000 — and you keep only 25% (75% goes to the state fund). Medical malpractice: Hard total cap of $1.8M; the provider pays at most $500k, the state Patient's Compensation Fund pays the excess.